Higher Education Employees
Whether you're newly hired or well into your career at an Ohio college or university, we can assist you in developing a plan for building wealth and minimizing taxes.
New hires have an important decision to make in a short period of time. Within the first 120 days of your full-time employment, you must choose between the Ohio Alternative Retirement Plan (ARP) and the state pension plan OPERS/STRS.
If you are an established employee, we can guide you through the supplemental investment opportunities available to you, including 403b plans.
What should we talk about?
- Difference between pension options for OPERS and/or STRS
- Difference between Supplemental Retirement Options 457B/403B
- Difference between Traditional and Roth
- Investment Strategies
- Post-employment options
- What is the Partial Lump Sum Option Plan (PLOP)
- Survivor Benefits